dental implants
Dentist showing human teeth model and pointing to crown of Dental Implant. Knowledge about dental implants and caring for healthy teeth. Medical treatment at modern dental clinic or dentist office.

Are Dental Implants Covered By Dental Insurance?

Dental implants are an excellent option to enhance your smile if you are missing teeth. You might wonder if you can afford dental implants or if your dental insurance will cover them. Unfortunately, this question has no blanket answer as it depends on many factors, such as your insurance company and coverage type.

How Much Do Dental Implants Cost?

Dental implants are an investment in your dental health and overall appearance. A dental implant for a single tooth usually costs around $5,000. An entire row of dental implants starts at around $8,500, depending on the tooth loss extent.

The more significant the tissue and bone loss around the tooth, the more likely the patient will require bone grafting before the dentist can place the implants. This increases the complexity of the procedure itself and, therefore, the expense.

Does Dental Insurance Cover Implants?

Dental insurance coverage for dental implants can vary significantly depending on the insurance plan and the specific terms and conditions of the policy. While some dental insurance plans may offer partial coverage for dental implants, others may not cover them at all.

Most group or employer-based dental insurance plans are designed to be affordable and cover the basics such as routine cleanings, exams, xrays, and occasional fillings.

When an insured needs a higher-priced dental service, like root canals, periodontal (gum) procedures, dentures, or implants, the insurance company usually applies those expenses toward the patient’s deductible, depending on the specific plan.

However, insurance companies typically consider dental implants as “cosmetic,” and they simply won’t cover any cosmetic dentistry procedures.

Keep in mind that even if your dental insurance covers implants, they typically have annual maximums that cap how much they will pay for dental services each year. Since the cost of dental implants can be relatively high, it’s possible that the insurance coverage may not be sufficient to cover the entire procedure.

Even though some dental insurance plans may not provide full coverage for dental implants, they might offer discounted rates for members who need implant treatment. Check with your dental insurance company or dental implant provider to learn more.

In some cases, insurance plans may cover implant-supported dentures, which rely on implants to anchor dentures in place rather than covering standalone dental implants.

For other patients, a portion of the dental implant procedure may be considered medically necessary due to a specific dental health condition. As such, medical insurance might offer some coverage, but this can vary depending on the medical insurance policy.

Dental Implants at TMJ Plus Wellness Center

When you come to the TMJ Plus Wellness Center, we will discuss your concerns and desires about your smile and dental health. We can present you with all available options along with their costs.

Whenever possible, we work with patients to get their procedures covered by their dental insurance provider. Remember that dental implants are an investment in your smile and dental health.

Contact us online or call us at 817-481-6888 today if you have any questions about dental implants or to schedule an appointment. At the TMJ Plus Wellness Center, we look forward to meeting you and serving your dental needs.